This is How it Works!

The Rise Up Theory of Economics

The Rise Up Theory of Economics does for the poor and middle class what the “Trickle Down” Theory did for the rich – it enables them to become wealthy and achieve the American Dream of financial independence. It is a simple concept. It redirects the 15.3% presently paid by individuals and their employers in the form of Federal payroll taxes into a personally-owned investment account, otherwise known as a “USA” account, that will grow into millions over the citizen’s working life. The funds are invested in safe indexed stock funds that have historically been growing at over a 10% rate for the last 25 years. See the “Rate of Return for Stocks, Bonds, and Inflation” below.

The average American makes $50,000 per year and pays $7,500 in payroll taxes. Under the USA Plan, that $7,500 invested weekly for their 40-year working life in indexed stocks will generate a $4 million nest egg and a $33,000 monthly income to retire on which will enable the retiree to buy the best medical care on the planet.

The most attractive tax feature of The USA Plan is that the annual appreciation in the value of the taxpayer’s stock is not subject to income tax. In this manner, the poor and the middle classes will enjoy the same tax “shelter” as billionaires. There is a myriad of other benefits. They can be found on about every page of this website.

See the following schedules that support the Prosperity Commission’s USA Plan proposal.
Computation of Nest Egg and Monthly Retirement Check for Average Household Income of $50,000
Computation of Nest Egg and Monthly Check at Various Income Levels
Rate of Return on the S&P 500 Stock Index in 40-year Increments from 1871 to 2011
• Rate of Return for Selected Periods of the S&P Stock Index
Computation of Net Worth of all “USA” accounts 40 years after enactment

Every American has the chance to create wealth and retire comfortably. It won’t cost them a dime to create a million-dollar nest egg at retirement and monthly checks in the tens of thousands. When Congress passes The USA Plan legislation, payroll taxes which are presently sent to the government, will be redirected to the taxpayer’s own personal investment account – called a “USA” account (Universal Savings Account) – and immediately invested, at the taxpayer’s instructions, into approved indexed stock funds to grow over their working life into their personally-owned multi-million dollar nest egg. Just the income from the nest egg will afford each taxpayer a huge monthly check with which to enjoy an affluent retirement, the best medical care on the planet and a sizeable nest egg to pass on to the family.

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